2705, 2016

Biggest Changes to Super in a Decade

By |May 27th, 2016|Financial Freedom, SMSF|0 Comments

BUDGET 2016-17


Concessional contribution cap is reduced to $25,000regardless of age from July 1, 2017

These are the ones you make before your income tax is taken out. They include the super from your employer, salary sacrificed contributions, and any other contributions where you’ve claimed a tax deduction. […]

805, 2015

You don’t have to be a ‘loser’

By |May 8th, 2015|Financial Freedom, Interest Rates, Property Investment, Wealth|0 Comments

You don’t have to be a ‘loser’…..

The Reserve Bank’s duty is to maintain “the stability of the currency, full employment, and the economic prosperity and welfare of the Australian people.”

It’s a big ask!

This month’s decision to cut the cash rate by 25 basis points to a record low of 2% would not have been an […]

904, 2015

One pie too many…..

By |April 9th, 2015|Financial Freedom, Hot Spots, Investment Fundamentals, Property Investment|0 Comments

One of the most basic concepts in economics is utility, the satisfaction you derive from consuming or using a good or service. Long before quinoa and tofu took over school canteens, I taught the concept of utility by getting my students to imagine eating a hot meat pie and sauce at lunchtime. (It worked well […]

203, 2015

If you fail to plan…

By |March 2nd, 2015|Financial Freedom, Property Investment|0 Comments

Sixteen years ago I made a career change and started working in the first home buyer market. The company’s unique offer helped many to overcome the virtually impossible task of trying to save for a deposit while still paying rent. I remember clearly the client’s sense of pride and accomplishment and optimism as they took […]